ABSTRACT
Banking is the kingpin of the chariot of economic progress. It plays a pivotal role in the development of the economy of any nation. Proper banking facilities are necessary for the development of agriculture, industry, trade, commerce, and transport banking institutions mobilize savings and use them for productive purposes. It is the life-blood of economic progress. Mobilizing deposit is a core activity of any bank. By the same resemblance, the major activity is mobilizing deposit. Therefore the bank should give due emphasis to its deposit mobilizing tasks by considering mobilizing deposit is a way to continued existence. It is clearly noted that increased accessibility to banking services has a positive relationship with bank deposits and banking habits. Thus, efforts should be made in channelizing the services to remote villages so as to make them participative in the banking system.